Financial Policy

We want your visit at JHBI to be a pleasant one. Our staff is available to assist you in any way. The following information might be helpful to you.

Referral or Authorization

Most Health Maintenance Organizations (HMO's) require that you obtain a referral from your primary care physician (PCP) before you see a specialist. Therefore, prior to your visit, we ask that you call our office to confirm that your PCP has provided us with a referral. Depending on your particular plan, the referral may be good for one year, or only 2 visits. So that you are better informed, please verify the number of visits permitted. You will be responsible for any visit not authorized.

Copay

Each office visit will require a copay. Please pay this amount at the time you sign in for your scheduled appointment.

Deductible

Depending on the type of insurance you have, you may have an annual deductible to meet. Our office will make every effort to verify your insurance benefits prior to your visit. When we call to confirm your appointment, we will inform you of the deductible. You will be asked to pay the deductible at the time of service.

Out of Network Services

Some insurance plans allow you to go out of network to see a provider without a referral. Usually, you will have a deductible to meet and a higher percentage to pay "out-of-pocket". We ask that you pay the deductible amount and required percentage at the time of service. We hope this information has been helpful. If you have additional questions, or concerns, please let us know.

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Participating Insurance Plans